When the economy turns down, foreclosures on homes go up. Reports last week in the Central Penn Business Journal and the Philadelphia Inquirer show that Pennsylvania is not exempt. Many Pennsylvanians are finding it difficult to make their monthly mortgage payments due to circumstance

A coalition of 80 housing, religious, labor, legal, Latino, women’s and social services organizations called on Governor Corbett to restart the Homeowners Emergency Mortgage Assistance Program (HEMAP) by including adequate funding for the program in the 2012-13 state budget. HEMAP was